Rental Screening Criteria

$50 Application Fee, all adults age 18+ intending to reside on the property must complete an application. A separate application fee must be paid by each applicant. Applications are processed through Findigs.com
Credit and background check (Hard Credit Pull Required)
Valid photo identification required
Applications are good for 60 days; once the 60 days has expired then a new application would be required if you wanted to apply or proceed with one of our properties.
Application may take up to 72 business hours to process.
Application Fees are NON-Refundable

Income Requirements

Net income must be a minimum of two and one half (2.5) times the monthly rent (excluding Section 8)
All applicants’ income will be combined
Acceptable forms of Proof of Income: Pay stubs, letter from employer (letterhead, rate of pay, hours or salary), previous year’s tax return, W-2, 1099 or tax return if self-employed, benefits letter (social security, disability, retirement, etc.), alimony
Non-Acceptable forms of income: Bank account screenshots, unemployment, temporary assistance, other adult accounts not on lease

Tier A – Standard Approval – 580 credit score (properties <$1,000), 630 credit score (properties $1,001-$1,999), 700 credit score (properties >$2,000). See below for conditional approvals.
*At least one applicant must meet the credit score requirement.

Credit Score – Approval Tiers
Criteria	Tier A – Standard	Tier B – Conditional	Tier C – Conditional+
Credit Score	580 (Properties <$1,000) 630 (Properties $1,001 – $1,999) 700 (Properties >$2,000)	560-579 (Properties <$1,000) 610-629 (Properties $1,001 – $1,999) 680-699 (Properties >$2,000)	550-559 (Properties <$1,000) 600-609 (Properties $1,001 – $1,999) 670-679 (Properties >$2,000)
Collections	N/A	Under $1,000	Under $1,000
Security Deposit	1 Month’s Rent	1 Month’s Rent	1 Month’s Rent
Upfront Costs	N/A	Last Month’s Rent	Last Month’s Rent
Lease Term	12 Months	12 Months	Option 1: 12 Months w/ Co-Signer Option 2: Month-to-Month → 12-Month extension option after 6 months of on-time payments (contingent upon owner’s approval)
Co-Signer Requirement	Not Required	Not Required	Required for Option 1
Co-Signer Criteria	N/A	N/A	Credit: 600 (<$1K), 650 ($1K–$1,999), 750 ($2K+) Net Income ≥ 3x Rent

Evictions in the last seven years (including eviction filings)
Any open bankruptcies or discharged bankruptcies in the last three years
Tax liens or garnishments
Discrepancies or misrepresentations
Open collection from a landlord or property management company
Registered sex offender or domestic violence conviction(s)
Felony convictions in the last seven years
A negative rental reference, including in late payments of rent, may result in application being denied

Renter’s Insurance is required. This protects your personal belongings
You must create a petscreening.com profile whether or not you have a pet; Pet Policies vary per property; if it is a service animal or emotional support animal, proof of documentation will be required for your accommodation request
Utilities must be transferred into your name using our utility portal; utility responsibility varies per property.