Buying a New Home in Northeast Ohio

Whether New to the Area or Homegrown, Welcome to Cleveland!

Starting the search to buy a new home is overwhelming, isn’t it? Your home represents so much more than four walls and a roof. The decision is filled with emotions and questions. So many questions!

We get it. We’ve bought our homes too — right here in Cleveland and its surrounding areas.

Having an empathetic but objective real estate agent to guide you through the process can make all the difference. Each JAMM Real Estate Co. agent is passionate about informing you to ensure you feel confident you’re making the right decisions.

Buying a New Home Checklist

First Things First. Let’s Review the Basic Process.

Buying A New Home
Step 1:
Research Lenders

While interest rates are generally the same across the board, lenders can differ in incentives.

First, check with your personal bank. Then, ask friends and family for lender references. We can also recommend some easy-to-work with lenders.

Buying A New Home
Step 2:
Get Pre-approved

It’s first important to determine how much you can afford when buying your new home. It’s also important to prove it to your potential seller.

Once you’ve chosen your lender, they’ll verify your income and credit to generate a pre-approval letter. We’ll then present your pre-approval letter with any offers to support that the home is affordable.

Buying A New Home
Step 3:
Choose a Real Estate Agent

Be sure to choose an ethical, responsive and knowledgeable real estate agent to represent you. Look at their reviews to see what others have said.

For most of us, buying a new home is the biggest purchase we’ll make in our lifetimes. Working with a realtor who is invested in your decision is vital.

Buying A New Home
Step 4:
Shop for your New Home in Ohio

Narrow down your search criteria and select a few homes to see in-person. Then let your realtor know. They’ll take care of scheduling your visits based upon your availability.

If you’re with a JAMM real estate agent, they’ll join you on your visits and offer professional, objective insights that align with your goals.

Buying A New Home
Step 5:
Make an Offer

You’ve found your new home! Now it’s negotiation time.

Pricing is usually based on the home’s condition and other similar homes previously sold in the area. Your realtor should be able to give you the facts and set expectations. They’ll also take care of generating the necessary paperwork to make an official offer.

The amount can be intimidating, which is why having the proper guidance for support is critical. You always want to be comfortable and confident when making an offer.

Buying A New Home
Step 6:
Get a Home Inspection

After both parties have agreed on a purchase price, you’ll have the opportunity to further examine the home. We always recommended a thorough home inspections. Your realtor should also walk you through the inspection results and help guide you through decisions.

This stage also includes title searches, appraisals, and efforts to gain final loan approval.

Find Homes for Sale in Northeast Ohio

Find Homes in Cleveland and Surrounding Areas

Search for your property and apply directly online.

I’ve Made an Offer. Now What?

Download Our Free Home Buyer’s Guide.

Listen to These Happy Clevelanders

I worked with Mike from Jamm for the purchase of my first home. He, and the team, were incredibly responsive and helpful as I navigated the process for the first time. I will happily reach out to them again in the future.

Michael is the ultimate professional. We worked together to sell my first investment property and was able to go through the entire process super smoothly. He's a great communicator, works hard and is a true expert at what he does. Look forward to doing more transactions with him. Highly recommended.

Mike was amazing. I was a first time homebuyer and basically knew nothing. He answered question I didn’t know I needed to ask, he was patient, responsive and just seriously made everything easy on me. Wonderful.